Statement:
Montenegro has a lower Human Development Index than Croatia

In the Human Development Index rating Montenegro holds position #50 ²⁰²¹ out of 187 and Croatia is #40 out of 187 ²⁰²¹.
Position of Montenegro is worse than position of Croatia.

Referencies:

1. Human Development Index ²⁰²¹ by United Nations

   The countries in the rating sorted by 'Human Development Index' in descending order.

   Croatia	'Human Development Index' value is	0.86
   Montenegro	'Human Development Index' value is	0.83