Statement:
It is harder to do business in Croatia than in Montenegro

In the Ease of Doing Business rating Croatia holds position #40 ²⁰²⁰ out of 181 and Montenegro is #39 out of 181 ²⁰²⁰.
Position of Croatia is worse than position of Montenegro.

Referencies:

1. Ease of Doing Business ²⁰²⁰ by World Bank

   The countries in the rating sorted by 'Score' in descending order.

   Croatia	'Score' value is	73.6
   Montenegro	'Score' value is	73.8